Financial planner with federal certificate of proficiency

The financial planner with a federal certificate of proficiency can provide private households with dependent gainful employment with comprehensive financial advice and support over the entire life cycle up to retirement within the framework of private financial planning. Central topics are the financial management of life's events and financial security in old age. The attractive segment of pension planning opens up to the specialist certificate in financial planning. The focus is on practical skills in planning, consulting, implementation and sales.

Initially, the financial planner with a federal certificate of proficiency has the same professional competencies and career prospects as the certified financial advisor IAF. In addition, he can develop long-term financial planning in the area of private households that is tailored to the needs of the client. He brings his comprehensive expertise with a systematic approach to an analysis and planning of income and expenditure as well as to a holistic inventory of assets, debts, taxes and life risks. The focus is on a one-stop solution based on the individual financial plan, over the entire life cycle until the end of life.

In addition to being a certified financial advisor IAF, the financial planner has a deeper and broader knowledge of central topics of asset management and retirement planning.

The financial planner advises his clients on happy and stressful events in life: marriage and divorce, cohabitation and offspring, early retirement and pre-inheritance are breaking points that also have financial consequences and accordingly trigger a need for competent advice.

In terms of business, he taps into the important segment of retirement planning, advising and supporting clients who are about to retire and are moved by many questions:

• Will my money be enough in old age?
• Can I stop working early?
• Are my assets protected against inflation and financial crises?
• How long can I stay in my home? What will happen to it afterwards?
• Is my spouse and descendants taken care of?
• Can I do and pay for all the things I always wanted to do but never had the time to do?

The basis of every financial plan is the client's life plan, on which the rolling planning by life stages is built. The first priority is to ensure liquidity at all times until the end of life.

The specialist financial planner is also close to implementation and sales and has strong communication, consulting and sales skills.